Services
DEPOSIT PRODUCTS
- REGULAR SAVINGS
- TIME DEPOSIT
Requirements:
Two (2) pieces Recent 1×1 ID picture
Latest Community Tax Certificate
Any Valid ID
Deposits are insured up to P1,000,000 per depositor
LOAN PRODUCTS
Offers flexible terms and rates.
Fast processing and approval
Personalized and customized banking services
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SMALL AND MEDIUM INDUSTRY LOANS TO ENTREPRENEUR (SMILE)
A financial assistance for small and medium scale businesses which aims to address liquidity or working capital requirement of the entrepreneurs.
Requirements:
| Acceptable collaterals: |
| For REM: Land Title, Tax declaration, sketch plan, latest tax receipts/clearance & affidavit of non-tenancy (for agricultural land) |
| For CHM: Registration of the property (OR/CR), Insurance, certificate of ownership |
| Passbook for Assignment of deposits |
| Audited financial statement for the last 3 years |
| Photocopy of Bank Statement (3 months) |
| PDC |
| Other common requirements
Standard Business Loan Application Form (SBLAF) Download form, fill out, and submit to the nearest RBT Bank Branch |
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SALARY LOANS
A loan product of RBT Bank intended for salaried employees of government offices/agencies and/or private organizations.
Requirements:
| Government employees | Private Employees |
| Via ATM or Salary Deduction | Via ATM or Salary Deduction |
| Under MOA (for payroll deduction) | Under MOA (both for ATM & payroll deduction |
| Photocopy of LGU/Brgy. & GSIS ID | Photocopy of Company ID & SSS ID |
| Appointment Letter | Appointment Letter |
| Photocopy of latest payslip | Photocopy of latest payslip |
| Latest Financial Statement for the last 2 years | |
| Other common requirements | Other common requirements |
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AGRICULTURAL LOANS
For agricultural purpose activities such as farming: that includes cost of labor in land preparation, purchase of farm materials and inputs and purchase of farm machinery and equipment; Hog, Goat, Cow and Poultry Raising; Aquaculture and other agricultural related activities.
Requirements:
Land title (OCT, TCT or Free Patent-issued more than 5 yrs.)
Latest tax declaration
Sketch plan
Certificate of non-tenancy
Tax Clearance & latest Tax Receipts
Other common requirements
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MICROFINANCE LOANS
Payable in weekly, semi monthly and monthly installments
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WASH Loan
A loan offering designed primarily for financing water repairs and enhancements, and building water reservoirs.
Requirements:
Cash flow based
Other common requirements
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KASAKA Loan (Kauban sa Kalamboan)
A loan program which aims to help micro entrepreneurs for their small business and provides startup capital for those who want to start a small business.
Requirements:
Cash flow based
Other common requirements
MICRO-JEWELRY (PAWN) LOAN
Loan program to address immediate financial needs of clients by using Jewelries and other acceptable items as collateral.
Requirement:
valuable jewelries only
HOME (Housing Loan Opportunities for Micro & Medium Entrepreneurs)
A loan product primarily for home repairs and improvements, new home construction and/or lot acquisition and eventually loan assumption.
Requirement:
Acceptable collaterals (OCT/TCT, Chattel, Assignment
Deposit and serialized assets)
Other common requirements
TEACHERS’ LOANS
A loan program exclusively designed for teachers whose salaries are credited to their ATM cards.
Requirements:
ID’s: PRC, DEPED, GSIS, CSC OR GURO certificate (photocopy)
Appointment (permanent for 1 yr.)
Principal borrower & Co-makers’ pay slip (photocopy)
Latest Income Tax Return (ITR)
Certificate of Good standing signed by the Principal/Supervisor (form to be provided by the bank).
ATM card to where the salaries and other compensation is credited (must be surrendered to the bank)
Statement of account for buy out from other lending institution/individual
Other common requirements
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PENSIONERS’ LOANS
A loan program designed for pensioners of GSIS, SSS, PVAO and others who are regularly receiving pensions.
Requirements:
ATM card or Passbook where the pension is credited
Medical certificate for those pensioners above 60 yrs old
Bank Statement for those pensions credited to ATM
Other common requirements
Note:
All loans are subject to other fees and charges as provided by articles of Truth of Lending Act and reflected by the disclosure statement.
All loans are insured under MRI
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SPECIAL SERVICES
We also offer Money Transfer/ E-wallet Cash in and Cash out/Remittances services:
PETNET/Western Union
Point of Sale (POS)
G-Cash (Cash in and Cash out)
Cebuana Lhuillier Remittances & Other Services
Paymaya (Cash in and Cash out)
Dragon Pay (Cash out)
Coins (Cash in)
Requirements:
2 Valid ID Card(s)
Transaction form (Available at the office)
