RBT Logo RBT Logo RBT Logo

About Us

Our History
RBT Bank (formerly Rural Bank of Talisayan) was established on March 10, 1966 with a modest capital of P200,000 from the Beltran, Alcid and Seriña family led by its founder the late Col. Alejandro G. Beltran Sr. of Talisayan, Misamis Oriental.

From the traditional agricultural lending assistance to farmers, fisher folks and employees of government and private sectors, RBT Bank ventured into microfinance banking in 1998 extending loans to small and micro entrepreneurs particularly, women in partnership with the PCFC. It replicates the Grameen banking approach coupled with MABS technical assistance for individual lending.

The Bank has grown into a full-pledged microfinance provider covering 2 cities and the provinces of Misamis Oriental, Camiguin Province, Agusan del Norte and Bukidnon. It provides services such as loans and credit, savings, money transfers in partnership with Western Union and micro-insurance through the RBT-MBA with license from the Insurance Commission.

SUSTAINING STAGE
(1966-1975)
The main concern was on sustaining the operations with only 2.7 million assets and reaching out to the target communities. The founders braved all unfavorable conditions just to bring the good news to the needy people.

SURVIVAL STAGE
(1976-1985)
This decade marked the dark years of our country’s history. With Martial Law in enforcement and with an economy that was not promising, the bank steadily continued to be resilient bringing in more assets to 6.6 million.

INNOVATIVE STAGE
(1986-1995)
The rural banking system continued to survive and introduced more innovations in products and services. Assets reach 23 M and Loan portfolio of 17.5 M

EXPANSION STAGE
(1996-2005)
It is in this stage that RBT expanded its operations as evidenced by the branches that were set up in Jasaan and Salay, all in Misamis Oriental. The current assets have reached to 158 million, total loan portfolio of 111 M and has a workforce of more than 108 personnel as of December 2004.

QUANTUM LEAP STAGE
(2006-2015)
The era of modern management using the information technology, opened the gates to global market thereby creating a borderless economy. The issue of bigness and diversification is our greatest challenge of professional management and proper utilization of its resources.

o Our Mission and Vision

VISION
A strong savings-based and financially self-reliant bank owned by community oriented stockholders, managed by honest, competent and dedicated staff where effective and efficient delivery of financial services are being provided to the public that enhance the socio-economic upliftment of the less privileged sector of the society.

MISSION
A leading bank in the promotion of savings consciousness, savings mobilization, savings based-credit participatory process through self-help groups and development of entrepreneurial and livelihood activities geared towards the financial empowerment of the people.

o Our Staff

THE BOARD OF DIRECTORS:

CHRISTOPHER C. BELTRAN
Chairman

JONATHAN C. BELTRAN
Vice-Chairman

WILNER A. PALACIOS
President/CEO

ERNESTO C. GALENZOGA
Director

RENE Q. GALLO
Director

EMMANUEL B. LUISON
Director

FRANCIS U. KU
Director

Comments are closed.